Term Sheet Builder (white-labeled)
Commercial-purpose loans only. Eligible collateral: 1–4 units (non-owner occupied). No rural. Not lending in NV, ND, SD, VT.
Budget rule: auto 10% contingency Reserves: 15% of total budget (incl. contingency) Interest reserves: optional; if checked, collect term − 1 months upfront

Inputs

Status: Ready
Deal
Add interest reserves to cash required
Collect 17 months (term − 1).
Renovation / Fix & Flip
Budget includes automatic 10% contingency. Reserves are 15% of total budget used (post-close).
Fees
Points & Broker
Broker points capped at 2.00. Lender points editable in 0.25 increments.
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Term Sheet

Generated:
Term Sheet
Generated: —
$—
Total Loan Amount
$—
Total Cash Required (Borrower)
Deal
Program
Transaction
Tier / Level
FICO / Experience
Property Type
Term / Rate
Purchase / As-Is$—
Budget (input)$—
10% contingency (auto)$—
Total budget (used)$—
ARV$—
Leverage (Max vs Actual)
Max LTV (Purchase/As-Is)
Actual LTV (Base Loan)
Max LTC
Actual LTC
Max LTARV (adj)
Actual LTARV
Binding constraint
Base Loan$—
Holdback (funded)$—
Total Loan$—
Cash Required
Down payment / contribution$—
Total Closing Costs$—
Interest Reserves ( mo)$—
Payoff(s)$—
Total Cash Required$—
Reserves Needed$—
Total Assets Needed$—
Costs & Payments
Underwriting Fee (std)$—
Attorney Fee (std)$—
Title Insurance$—
Insurance Premium$—
Lender Points$—
Broker Points$—
Broker Proc Fee$—
Total Closing Costs$—
Monthly IO Payment$—
Important: Quote/estimate only and not a commitment to lend. Final terms subject to underwriting, appraisal, and guidelines.
Product scope: Commercial-purpose loans only. 1–4 units (NOO). No rural. Not lending in NV/ND/SD/VT.
Budget disclosure: Budgets automatically include a 10% contingency. Reserves are 15% of total budget (incl. contingency) and are required post-close.